H
Honey Badger IT Limited
Portfolio/FinTech

Northwind Capital

Cut KYC drop-off by 62%

Rebuilt a legacy onboarding flow into a guided, mobile-first experience with real-time identity verification.

Client
Northwind Capital
Industry
FinTech
Duration
16 weeks
Services
Web Development · UI / UX Design · QA Automation

The challenge

What was broken.

Northwind's investor onboarding flow had a 71% abandonment rate and took users an average of 24 minutes to complete. The legacy form spanned 14 screens with no save-and-resume, and identity verification ran as a separate manual review process taking 2–3 business days.

The solution

What we shipped.

  • Redesigned the flow into 5 contextual steps with progressive disclosure and save-and-resume
  • Integrated Plaid identity verification with instant approval for 80% of applicants
  • Built a back-office review queue for the 20% that needed manual checks
  • Added Playwright E2E tests covering every conditional path
  • Shipped behind a feature flag with a staged rollout (5% → 25% → 100%)
Next.jsTypeScriptPostgreSQLStripePlaidAWS

The result

Numbers from their analytics.

62%

Lower drop-off

8 min

Avg completion time

80%

Auto-approved instantly

$1.4M

Annual recovered revenue

We expected an incremental win. We got a step-change. The new flow paid for the entire engagement in the first 90 days.
SM

Sarah Mendez

VP Product, Northwind Capital

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